Can you return a cashiers check

I purchased a cashier's check from the bank and then lost it. I want to purchase a replacement, but the bank says I first have to purchase an indemnity bond.

What is this? What's your opinion? I have a person sending me a cashiers check to purchase some software. He is from China and hired me to work from home doing data entry. He said I should only purchase the software from the company he deals with.

It helps the recipient identify who the payee is because cashier's checks are commonly used as instruments of financial fraud. Furthermore, consumers are not advised to deposit anonymous cashier's checks for this very reason. Your father might end up thinking it is a scam of some kind and toss it away. Again, make sure that your father doesn't pass it off as a scam or fraud.

For example if I am purchasing cashier's check for my father Do you recognize the name? I don't know if they will pay out and I would like to recover my funds. I called the bank and they transferred me to the Fraud Dept. They said since I came in on my own free will and purchased it is not an unauthorized purchased and they have no provision for a refund for that.

I need to try different terminology or a different approach. I know some people have received a refund to their bank with an online business turns scam. Any ideas? However, note that proof of purchase of the check does not mean that you made the attempt to deliver it. I would believe that it is more important to show that you sent the check to the remitter. You may be able to retrieve those funds or end up discovering that the remitter DID get the money.

If you just want to hide your information the payer information , the check won't be void. The bank will still pay the check because all the pertinent information is still there. I would suggest that you confirm this with the payee's bank if possible. I want to put a label over my name with another remitter name. Will this void my cashiers check? Will the bank still pay the check.

I am not changing anything else. You can check if a cashier's check was cashed by contacting the back that issued the cashier's check. I am returning money to someone and I don't want them coming back to me saying they never received the money. Will I have some kind of proof that they received it to keep for my records??

If the check was written to the wrong person, you should destroy that check and ask the payee to write a new check. I do not have a bank account and would like to cash the check and receive the cash right on spot, at any bank. I'm assuming I can do this, but not positive. Could you tell me if I will be able to do so? We were to sell it and split the proceeds. The house did sell and the proceeds have been divided between seven siblings. However, you might have to pay a fee to cash a check at these locations.

Where else could I exchange it for cash? Yes, there are fake cashier's checks. First, call the bank that issued the cashier's check to see if it is legitimate. We cannot cash from this check in Myanmar banks because of US sanction on Myanmar.

So, we have sent back this check to US. We are waiting for wired tranferring of money. Again, this is just based on the information on the IRS website, check with a tax professional to be completely sure for your case. For real estate transactions, the correct form should be S. You said you spoke with a tax preparer for your particular case, but I would suggest a visit to another tax professional to clear up the questions of your specific property sale.

Actually this is regarding a CD redemption and by all information was redeemed on a Monday, but the opposing party insists it was redeemed and cashiers check for the total amount was issued on Saturday; BUT because it was a Saturday they Put a Monday Date. I say this is NOT possible, so I was looking for some feedback.

I wish I knew where I can find it in some sort of legal content written for bank regulations so I can hand off to our counsel. I'm assuming that you're having issues with recovering the funds that were on that cashier's check.

The bank was correct that the cashier's check doesn't expire. But, they are subject to state abandonment laws, which may kick in if the bank is shut down, acquired or merged with another bank. Look for anything under your mom's name and the names of anyone written on the expired cashier's check. Remember to check different states as well. The fund become immediately available, like cash.

The recipient of the check can deposit it whenever they want, once it is in his or her hands. I say this is Impossible. Any ideas where I can find out? Or did you already cash the check and now need a copy of it? Are you a member of the bank that the cashier's check was purchased from? If the check was cashed, you can basically go to any Chase branch and ask for a copy of it. They will give you a copy of the front and back of the check.

Also, it should be free. Just remember to bring your receipt. Hope this helps. I have requested copies of these from the bank. The bank is requesting certain information such as exact date of purchase and exact amounts. I don't have these due to all receipts were also stolen.

My whole point is, however, whether or not the cashier's check is a contract between the bank and the payee, without the purchaser being involved. If that's true, I don't believe any 3rd party would have any rights over the payee's funds. However, I wouldn't rule out the possibility that a law enforcement or government agency would seize those funds as part of an investigation or legal action.

For instance, let's say you purchased a cashier's check for you wife and then went out and committed a murder. News and CreditCards. You can find me on LinkedIn or follow me on Twitter seemomwrite.

He has more than a decade of experience as personal finance editor, writer and content strategist. Select Region. United States. United Kingdom. Rebecca Lake, Mitch Strohm. Contributor, Editor. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. This can help you avoid insufficient funds, overdraft and returned payment fees. Funds availability may be faster.

Banks have funds availability policies that determine when deposits will clear. For instance, it can take some payments up to five business days to clear, or longer for large deposits. Security is increased. You usually have to visit your bank branch.

This could be difficult to do if you need to make a payment outside of regular banking hours. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights. Measure content performance. Develop and improve products. List of Partners vendors. From there, the bank will most likely ask you to purchase an indemnity bond.

In that case, the OCC says your first recourse is simply to ask the person who bought the check to buy another one. However, that may not be realistic for them financially, or they may simply not be willing to comply.